It was snowing when we arrived at the rental car agency in Denver. The ever-so-friendly associate showed us to our car, a red beast of an Expedition, as she ran through all the details of our rental agreement. "Sign here... and here... and here."

Niel compliantly signed in each spot.

"Now, would you like the basic insurance or the full insurance?"

Niel asked the question that would be on everyone's mind at this point: "What's the difference between the basic and full?"

She quickly replied, "I'd suggest the basic. You really only need the full insurance if you're going to get into an accident."

What's the craziest thing you've heard this week?